a) Total number of currently open accounts: This field accepts the total number of active accounts a customer has
b) Year of the earliest line of credit: The month the borrower's earliest reported credit line was opened
c) FICO Range(LOW): FICO scores are one brand of credit score. FICO score of an individual is based on the data in your credit reports
d) Annual Income: Income of the customer per years
e) Total Credit Revolving Balance: The total number of credit lines in the borrower's credit file
f) Revolving Line Utilization Rate: the amount of credit the borrower is using relative to all available revolving credit
g) Debt To Income Ratio: A ratio calculated using the borrower’s total monthly debt payments on the total debt obligations, excluding mortgage and the requested LC loan, divided by the borrower's self-reported monthly income
h) Interest Rate: Interest Rate on the loan
i) Loan Amount: The listed amount of the loan applied for by the borrower
j) Last Payment Amount: Last total payment amount received